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Introduction In the past few years, something has quietly shifted in the way salaried Indians manage their money. Especially for those earning under ₹50,000 a month, the pressure of rising expenses and stagnant incomes has made credit more than just an option—it’s become a necessity. That’s where Pay Later (BNPL) services and credit cards have […]

Introduction Ever applied for a loan or credit card and got rejected without knowing why? The reason might be just a 3-digit number  your CIBIL score. It’s like your financial reputation. Banks, credit apps, even those “instant loan” platforms quietly check it before saying yes or no. The problem? Most of us don’t really understand

Introduction. In recent years, the demand for quick and hassle-free personal loans in India has skyrocketed – and 2025 is no different. With rising lifestyle expenses, medical needs, and emergency situations, more individuals are turning to fast loan options that don’t involve lengthy paperwork or waiting periods. Traditional banks are being challenged by new-age NBFCs

mpowering Farmers, Workers, Consumers, and Entrepreneurs Whether you’re a student, salaried employee, small business owner, or gig worker — India’s latest government schemes can directly impact your financial well-being. Here’s a handpicked list of the most powerful and relevant government schemes of 2025 that you can actually benefit from. 1. Rare Earth Magnets Scheme –

We bring you 3 of the best finance-related web series that combine entertainment and education — perfect for binge-watchers who also want to get financially literate! 1. 💸 Scam 1992: The Harshad Mehta Story “Risk hai toh ishq hai.” Based on the real-life story of Harshad Mehta, this masterpiece shows how one man shook the

✈️ Dreaming of Dubai? It Just Turned Into a Nightmare for Many Over the past few days, social media and several news outlets were flooded with one unbelievable claim: “The UAE is offering a lifetime Golden Visa to Indians for just ₹23 lakh!” Sounds like the golden ticket to a tax-free dream life, right? Wrong.

The Reserve Bank of India recently conducted a record ₹2.5 lakh crore Variable Rate Reverse Repo (VRRR) auction on July 11, 2025—intended to mop up the massive ₹9 lakh crore surplus liquidity lingering in India’s banking system What Is a Reverse Repo?              Why This Matters Now:            Impact on You:            What You Can

Introduction If you’re just starting out with your finances, things can feel overwhelming. Budgeting, saving, investing, EMIs, credit scores — there’s so much to learn. But here’s the truth: you don’t need to know everything to start building good money habits. You just need to begin with the basics. I created Paisa Padho to simplify personal finance